Picture by : Joanne Hobbs Photography
Hi my name is Brian. I’m 37 years of age and currently reside in St Albert, Ab Canada. I’m happily married to my wife Maria and we have two beautiful children named Zoey and Colton.
Currently I’m working full-time hours and have been with the same company for over 14 years. My wife and I also have a very successful home business that we have been running for just over three years although Maria is the true success within this business.
We currently have a mortgage among other costs that most families have today. We have set out on our goal to financial freedom by undertaking plenty of different strategies that creates an residual income coming in that covers our day-to-day expenses while at the same time enjoying life by the day.
A few strategies we’re currently focusing on are as follows:
- Dividend investing
- Continue to run our home business
- Additional payments to mortgage
- Smart spending
- Needs vs. wants
- Energy efficiency
- Taking advantage of cash back credit card
- setting annual goals each year
As we progress we’ll track the progress, share how we are achieving these goals and hopefully inspire others to do the same!
My story and my why
At the age of 18 I knew everything ……………… Sound familiar? I thought life was going to be easy, get my own place, buy whatever I want and do whatever I want. Well I got my own place and when I got my own place I meant with three roommates, the buying whatever and doing whatever was not the case.
7 years later at the age of 25 it dawned on me that I knew nothing. Life seemed much harder than I thought it would be. One day I was in a book store and came across the financial section and as I walked through that’s when a book stuck out at me. It was “Rich dad poor dad” by Robert Kiyosaki. I ended up buying it thinking to myself well it can’t hurt at this point. This book ended up changing my life forever and I highly recommend this to anyone! I started making my daily decisions based on what I had learned within the book. For the first time in my life I felt like a was in control.
It’s been 10 years now and to be honest it’s been the best 10 years of my life. My whys have changed a bit over the years and I’m sure that they will change again but if I had to make a list of my why’s it would look something like this:
- Reduce/eliminate money problems that lead to stress.
- To live healthy lifestyles which we all know cost a few bucks.
- Spend more time with family.
- To give kids the opportunity to try different activities.
- See the world.
- Early retirement.
- Be pampered.
- Have certain luxuries.
- Say goodbye to the 9-5 but in real life the 5-5.
- Be free.
- Give back to those who need it.
Invest in yourself,